FAQ

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Frequently asked questions

What are the Requirements?


• Working at least 6 months at your job • Have a Texas Driver License • Have to be 18 or older • Bank Statement • Have proof of income (paystub, award letter, child support, retirement, etc.)




What is the difference between a payday loan and an installment loan?


Payday loans have a higher interest rate and payments are made weekly or bi-weekly. Payday loans have to be paid back in full with the interest paid as well on your next paid day. Installment Loans or Personal Loans are monthly payments with up to 12 months to pay back and chargers a lower rate that a payday loan.




Can I apply if I don’t live in Texas?


No, you have to be a Texas Resident to get a installment loan.




Can you deposit my loan in my Bank Account?


Yes, Money can be sent to your bank account next business day or you can come in to our branch.




Does my credit have to be Perfect?


No, As long as you are not currently behind on bills. We will overlook old credit.




Do you accept debit card payments?


Yes, your installment loan can be paid by debit card or ACH debit.




When are my payments due?


Once a month 30 days after you receive your personal loan.




Do you report to the credit bureau?


Yes every month we report to the credit bureau to help you establish and build credit history.





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Check your Eligibility for one of our Secured Loans today!

Find the right Installment Loan for You

The money you need is just a click away.  Our application process is simple & can be completed right from your mobile device. Choose from a variety of different Installment Loans, Cash Loans, Signature Loans, Personal Loans and more. 

Applying online is fast, easy and your loan is wired to your bank next day. We invite you to browse through our different type of Installment Loans and look forward to servicing you. 

Your privacy

We know that entrusting your personal information to others can be stressful, especially online! We want to ensure you that we take our obligations to protect your personal information seriously. We use the latest web security best practices to protect your data including providing 256 bit encryption on the application page on which you provide your personal loans application data.  

OUR LOCATION

7006 Woodridge Dr. Houston, TX 77087

Call Us: 713-228-0281

Email: info@courtesycredit.net

OPERATING HOURS

Mon - Fri: 9am - 5pm
​​Saturday: By Appointment
​Sunday: Closed

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713-228-0281